Анализ состояния банков Ростовской области с 01.07.04 по 01.09.09
Данный файл Graph010909 содержит графическую информацию.
Числовая информация находится в файле Calc010909.
1. Центр-инвест и системы банков без банка Центр-инвест.
2. Оценки роста факторов системы.
3. Оценки роста факторов банка Центр-инвест.
4. Оценка факторов системы без учёта банка Центр-инвест.
5. Оценка темпов роста капитала.
Рис. 1. Графическое сравнение темпов роста системы банков в целом, банка
Центр-инвест и системы банков без банка Центр-инвест.
Sys=RatesGrowthSystem;
SysOutCentrinv=RatesGrowthSysOutCinv;
Centrinvest=RatesGrowthObject(19,:);
time=1:size(RatesGrowthSystem,2);
plot(time,SysOutCentrinv,'k',time,Sys,'b',time,Centrinvest,'r')
grid on
title('Rates of growth')
xlabel(' month 07.04 –09.09')
ylabel('Estimation')
legend('SysOutCentrinv','Sys','Centrinvest')
legend('SysOutCentrinv','Sys','Centrinvest')
Рис.2. Оценки роста факторов системы.
>> FZSys=mean(Z);
r=[3 2 1];
FZSys=permute(FZSys,r)
plot(time, FZSys(:,1), 'b', time, FZSys(:,2), 'g', time, FZSys(:,3), 'r', time, FZSys(:,4), 'c', time, FZSys(:,5), 'm')
grid on
title('Rates of growth')
xlabel('month 07.04 – 09.09')
ylabel('Estimation')
legend('The capital','Credits','Other actives','Contributions of the population', 'Other deposits')
FZSys =
1.0000 1.0000 1.0000 1.0000 1.0000
0.9864 0.9944 1.0101 0.9489 0.9957
0.9728 0.9888 1.0201 0.8978 0.9913
1.0304 1.0373 0.9809 0.9389 1.0402
1.0880 1.0857 0.9417 0.9800 1.0891
1.1364 1.1434 0.9741 1.1013 1.1659
1.1848 1.2010 1.0065 1.2226 1.2427
1.2073 1.2474 1.0400 1.2817 1.2835
1.2298 1.2939 1.0734 1.3409 1.3243
1.2523 1.3403 1.1069 1.4001 1.3651
1.2535 1.3904 1.1679 1.4081 1.4098
1.2455 1.4247 1.1828 1.4703 1.4209
1.2374 1.4590 1.1977 1.5325 1.4320
1.2503 1.4748 1.2756 1.5168 1.4759
1.2631 1.4905 1.3536 1.5012 1.5198
1.2923 1.5042 1.2526 1.5360 1.5861
1.5213 1.5771 1.3571 1.5040 1.6096
1.5876 1.6509 1.3608 1.5978 1.6500
1.6539 1.7246 1.3645 1.6917 1.6903
1.6761 1.7178 1.4704 1.7509 1.8178
1.6982 1.7109 1.5762 1.8100 1.9454
1.7255 1.8420 1.4888 1.9442 1.9740
1.7408 1.8918 1.6299 1.9993 2.0191
1.7240 1.9598 1.7627 2.1059 2.0619
1.7621 2.1255 1.5598 2.2023 2.1346
1.7807 2.1729 1.6943 2.2574 2.1714
1.7992 2.2203 1.8288 2.3125 2.2081
1.8352 2.3937 1.7062 2.4489 2.2544
1.9651 2.4734 1.7947 2.4975 2.3323
2.0950 2.5532 1.8831 2.5461 2.4101
2.2249 2.6329 1.9716 2.5946 2.4880
2.3548 2.7126 2.0600 2.6432 2.5659
2.4847 2.7923 2.1484 2.6918 2.6438
2.5478 3.1172 2.0972 3.1081 2.7066
2.6169 3.5372 2.2838 3.7032 2.8069
2.6521 3.5066 2.6678 3.7335 2.8243
2.7274 3.7689 2.5768 3.9945 2.9534
2.7838 3.8391 2.6756 4.0273 3.0477
2.8403 3.9094 2.7745 4.0600 3.1421
2.8967 3.9796 2.8733 4.0928 3.2364
3.0291 3.9542 3.0587 4.0228 3.3140
3.2111 4.1688 3.1777 4.3116 3.4619
3.3931 4.3833 3.2968 4.6003 3.6098
3.4254 4.6102 3.4802 4.7523 3.6858
3.4577 4.8370 3.6635 4.9043 3.7618
3.6175 4.8699 3.9775 5.0016 3.8519
3.7096 5.0678 4.2939 5.3681 4.0416
3.7523 5.0874 4.4827 5.3446 4.0945
4.0977 5.1812 4.7818 5.4108 4.2231
4.2385 5.2615 5.4617 5.6081 4.3619
4.3792 5.3418 6.1416 5.8053 4.5007
4.3674 5.2960 6.4105 5.8388 4.0607
4.5138 5.0401 7.4069 6.1902 4.0323
4.6602 4.7841 8.4034 6.5415 4.0039
4.6155 4.7634 8.5720 6.4199 4.0621
4.5708 4.7428 8.7407 6.2982 4.1203
4.5824 4.4984 6.4862 5.8160 4.1079
4.5743 4.3545 6.0846 5.0461 4.1321
4.6074 4.2113 6.2752 4.8026 4.1453
4.5872 4.3809 6.6983 4.8897 4.3713
4.5818 4.3105 7.2249 4.8692 4.4142
4.5763 4.2402 7.7516 4.8487 4.4571
Рис.3. Оценки роста факторов банка Центр-инвест.
CInv01=permute(Z(19,:,:),r);
for i=1:size(CInv01,1)
CInv02(i,:)=CInv01(i,:)./CInv01(1,:);
end
CInv02=CInv02;
plot(time, CInv02(:,1), 'b', time, CInv02(:,2), 'g', time, CInv02(:,3), 'r', time, CInv02(:,4), 'c', time, CInv02(:,5), 'm')
grid on
title('Rates of growth')
xlabel('month 07.04 – 09.09')
ylabel('Estimation')
legend('The capital','Credits','Other actives','Contributions of the population', 'Other deposits')
Рис. 4. Оценка факторов системы без учёта банка Центр-инвест.
>> for k = 1:size(Z, 3)
for j = 1:size(Z, 2)
for i = 1:(19 - 1)
ZOut19(i, j, k) = Z(i, j, k);
end
for i = (19 + 1):size(Z, 1)
ZOut19(i-1, j, k) = Z(i, j, k);
end
end
end
ZOut19 = ZOut(Z,19);
Out19 = mean(ZOut19);
r = [3 2 1];
Out19 = permute(Out19,r);
for k = 1:size(Out19,1)
Out19(k, :)= Out19 (k,:)./Out19 (1, :);
end
Out19 = Out19
plot(time, Out19 (:,1), 'b', time, Out19 (:,2), 'g', time, Out19 (:,3), 'r', time, Out19 (:,4), 'c', time, Out19 (:,5), 'm')
grid on
title('Rates of growth')
xlabel('month 07.04 –09.09')
ylabel('Estimation')
legend('The capital','Credits','Other actives','Contributions of the population', 'Other deposits')
Out19 =
1.0000 1.0000 1.0000 1.0000 1.0000
0.7578 0.6124 0.7361 0.5494 0.6145
0.7482 0.6147 0.7568 0.5109 0.6064
0.7580 0.6284 0.7198 0.5274 0.6311
0.7678 0.6421 0.6828 0.5439 0.6559
0.7818 0.6417 0.6949 0.5643 0.6946
0.7958 0.6414 0.7070 0.5846 0.7334
0.8104 0.6535 0.6900 0.6024 0.7559
0.8251 0.6657 0.6730 0.6202 0.7784
0.8398 0.6778 0.6560 0.6379 0.8008
0.8408 0.7040 0.7129 0.6652 0.8280
0.8359 0.7091 0.7129 0.6713 0.8213
0.8309 0.7142 0.7129 0.6774 0.8145
0.8384 0.7244 0.7577 0.6849 0.8296
0.8459 0.7345 0.8025 0.6924 0.8447
0.8567 0.7558 0.7556 0.7137 0.8732
0.8621 0.7646 0.8219 0.7100 0.8795
0.8848 0.7977 0.8072 0.7456 0.9178
0.9076 0.8308 0.7924 0.7812 0.9560
0.9272 0.8472 0.8322 0.8330 1.0278
0.9468 0.8635 0.8720 0.8848 1.0996
0.9583 0.8965 0.7628 0.8783 1.1099
0.9512 0.9298 0.8566 0.9236 1.1384
0.9701 0.9430 0.9143 0.9469 1.1587
0.9817 0.9895 0.8056 0.9784 1.1985
0.9917 1.0024 0.8775 0.9781 1.2091
1.0017 1.0152 0.9494 0.9779 1.2197
1.0107 1.0789 0.8558 0.9791 1.2339
1.0246 1.0955 0.8694 1.0104 1.2586
1.0385 1.1122 0.8831 1.0417 1.2833
1.0524 1.1289 0.8967 1.0730 1.3079
1.0663 1.1456 0.9104 1.1043 1.3326
1.0802 1.1623 0.9240 1.1356 1.3572
1.1340 1.1924 0.8593 1.1463 1.3692
1.1977 1.2070 0.9723 1.1903 1.4157
1.2247 1.2327 1.0796 1.1880 1.4124
1.2809 1.2588 1.0667 1.2387 1.4717
1.2995 1.3306 1.1250 1.3045 1.5020
1.3180 1.4024 1.1834 1.3704 1.5323
1.3365 1.4742 1.2417 1.4362 1.5625
1.4626 1.4954 1.1848 1.4135 1.5856
1.6406 1.5391 1.2673 1.4966 1.6405
1.8186 1.5829 1.3498 1.5797 1.6953
1.8426 1.6635 1.3392 1.5832 1.7474
1.8667 1.7441 1.3286 1.5867 1.7995
1.9516 1.8048 1.3888 1.6904 1.8560
1.9671 1.9051 1.4744 1.8450 1.9702
2.0187 1.9415 1.5807 1.8770 1.9887
2.0349 2.0204 1.7100 1.9092 2.0362
2.1420 2.0615 1.8803 1.9279 2.0727
2.2491 2.1025 2.0507 1.9466 2.1093
2.2699 2.0963 1.9794 1.9535 1.9335
2.2934 2.0116 2.2941 1.9837 1.8820
2.3169 1.9269 2.6089 2.0139 1.8306
2.3392 1.9081 2.1396 1.9748 1.8544
2.3615 1.8892 1.6703 1.9357 1.8783
2.3774 1.8521 1.7443 1.9209 1.8773
2.3569 1.8107 1.7836 1.8963 1.8695
2.3918 1.7639 1.8179 1.8084 1.8430
2.3909 1.7429 1.9935 1.8464 1.9545
2.3829 1.7135 2.1717 1.8233 1.9489
2.3749 1.6840 2.3499 1.8002 1.9434
Рис. 5. Оценка темпов роста капитала.
FZSys=FZSys;
FZOutCentrinvest=Out19;
FZCentrinvest=CInv02;
time=1:size(Z,3);
plot(time,FZSys(:,1),'m',time,FZOutCentrinvest(:,1),'k',time,FZCentrinvest(:,1),'r')
grid on
title('Rates of growth of the capital')
xlabel('month 07.04 – 09.09')
ylabel('Rates of growth')
legend('SysBabks','OutCentrinvest','Centrinvest')
Рис. 6. Темпы роста кредитов.
FZCentrinvest = CInv02;
FZOutCentrinvest = Out19;
time=1:size(Z,3);
plot(time,FZSys(:,2),'m',time,FZOutCentrinvest(:,2),'k',time,FZCentrinvest(:,2),'r')
grid on
title('Rates of growth of the Credits')
xlabel('month 07.04 – 09.09')
ylabel('Rates of growth')
legend('SysBabks','OutCentrinvest','Centrinvest')
Рис. 7. Другие активы.
time=1:size(Z,3);
plot(time,FZSys(:,3),'m',time,FZOutCentrinvest(:,3),'k',time,FZCentrinvest(:,3),'r')
grid on
title('Rates of growth of the Other Actives')
xlabel('month 07.04 – 09.09')
ylabel('Rates of growth')
legend('SysBabks','OutCentrinvest','Centrinvest')
Рис. 8. Вклады населения.
time=1:size(Z,3);
plot(time,FZSys(:,4),'m',time,FZOutCentrinvest(:,4),'k',time,FZCentrinvest(:,4),'r')
grid on
title('Rates of growth of contributions of the population')
xlabel('month 07.04 – 09.09')
ylabel('Rates of growth')
legend('SysBabks','OutCentrinvest','Centrinvest')
Рис. 9. Другие депозиты.
time=1:size(Z,3);
plot(time,FZSys(:,5),'m',time,FZOutCentrinvest(:,5),'k',time,FZCentrinvest(:,5),'r')
grid on
title('Rates of growth of other deposits')
xlabel('month 07.04 – 09.09')
ylabel('Rates of growth')
legend('SysBabks','OutCentrinvest','Centrinvest')
